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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,668 | $77,908-14.4% | $149,696-55.5% | $75,173-11.3% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.30% | 31.73%-18.4pp | 134.46%-121.2pp | 160.72%-147.4pp |
| Employer contribution / active EE | $3,151 | $3,138+0.4% | $4,821-34.6% | $2,671+18.0% |
| Participant deferral / active EE | $6,214 | $3,411+82.2% | $5,682+9.4% | $4,126+50.6% |
| Admin fee / account holder | $1,720 | $5,950-71.1% | $13,212-87.0% | $5,651-69.6% |