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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,775 | $81,233-10.4% | $155,567-53.2% | $80,874-10.0% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 10.47% | 33.33%-22.9pp | 64.74%-54.3pp | 35.62%-25.1pp |
| Employer contribution / active EE | $2,994 | $3,101-3.5% | $4,674-36.0% | $2,756+8.6% |
| Participant deferral / active EE | $6,196 | $3,452+79.5% | $5,628+10.1% | $4,297+44.2% |
| Admin fee / account holder | $7,814 | $7,998-2.3% | $15,916-50.9% | $6,935+12.7% |