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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,062 | $211,224-12.9% | $178,505+3.1% | $145,897+26.2% |
| Participation rate | 33.3% | 80.8%-47.5pp | 77.1%-43.8pp | 80.3%-47.0pp |
| Annual return | 10.63% | 30.28%-19.7pp | 27.16%-16.5pp | 552.29%-541.7pp |
| Employer contribution / active EE | $1,505 | $4,577-67.1% | $3,955-61.9% | $4,663-67.7% |
| Participant deferral / active EE | $10,039 | $6,966+44.1% | $6,280+59.8% | $6,689+50.1% |
| Admin fee / account holder | $1,925 | $12,109-84.1% | $10,428-81.5% | $13,390-85.6% |