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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,765 | $172,111+70.1% | $150,298+94.8% | $137,256+113.3% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 18.76% | 69.37%-50.6pp | 62.79%-44.0pp | 220.34%-201.6pp |
| Employer contribution / active EE | $10,173 | $4,636+119.4% | $4,154+144.9% | $4,156+144.8% |
| Participant deferral / active EE | $9,083 | $6,166+47.3% | $5,453+66.6% | $6,407+41.8% |
| Admin fee / account holder | $1,699 | $16,471-89.7% | $14,116-88.0% | $12,270-86.2% |