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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,765 | $174,379+67.9% | $152,093+92.5% | $138,895+110.8% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 18.76% | 74.86%-56.1pp | 66.36%-47.6pp | 145.39%-126.6pp |
| Employer contribution / active EE | $10,173 | $4,652+118.7% | $4,175+143.7% | $4,194+142.6% |
| Participant deferral / active EE | $9,083 | $6,159+47.5% | $5,451+66.6% | $6,396+42.0% |
| Admin fee / account holder | $1,699 | $16,880-89.9% | $14,497-88.3% | $12,562-86.5% |