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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,988 | $135,905-81.6% | $126,068-80.2% | $198,609-87.4% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 13.34% | 14.07%-0.7pp | 15.01%-1.7pp | 202.70%-189.4pp |
| Employer contribution / active EE | $3,376 | $4,245-20.5% | $3,968-14.9% | $5,055-33.2% |
| Participant deferral / active EE | $7,706 | $8,523-9.6% | $8,214-6.2% | $6,977+10.5% |
| Admin fee / account holder | $11,869 | $21,036-43.6% | $18,264-35.0% | $19,030-37.6% |