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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,160 | $90,530-75.5% | $76,030-70.9% | $145,897-84.8% |
| Participation rate | 90.0% | 74.4%+15.6pp | 69.1%+20.9pp | 80.3%+9.7pp |
| Annual return | -17.59% | 625.08%-642.7pp | 361.54%-379.1pp | 552.29%-569.9pp |
| Employer contribution / active EE | $1,151 | $3,319-65.3% | $2,688-57.2% | $4,663-75.3% |
| Participant deferral / active EE | $4,257 | $5,164-17.6% | $4,2570% | $6,689-36.4% |
| Admin fee / account holder | $8,196 | $8,383-2.2% | $6,421+27.7% | $13,390-38.8% |