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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,418 | $52,353-87.7% | $120,225-94.7% | $82,448-92.2% |
| Participation rate | 84.8% | 58.3%+26.5pp | 69.6%+15.3pp | 68.1%+16.8pp |
| Annual return | 22.34% | 61.85%-39.5pp | 439.23%-416.9pp | 41.64%-19.3pp |
| Employer contribution / active EE | $438 | $1,510-71.0% | $3,475-87.4% | $2,551-82.8% |
| Participant deferral / active EE | $1,691 | $2,627-35.6% | $3,999-57.7% | $4,139-59.1% |
| Admin fee / account holder | $409 | $4,363-90.6% | $5,696-92.8% | $7,234-94.3% |