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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,315 | $73,863-44.1% | $143,797-71.3% | $68,490-39.7% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -23.73% | 0.91%-24.6pp | -0.04%-23.7pp | -7.85%-15.9pp |
| Employer contribution / active EE | $2,576 | $3,185-19.1% | $4,952-48.0% | $2,597-0.8% |
| Participant deferral / active EE | $6,113 | $3,385+80.6% | $5,638+8.4% | $4,028+51.8% |
| Admin fee / account holder | $842 | $5,756-85.4% | $14,679-94.3% | $5,403-84.4% |