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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,394 | $181,896-61.3% | $156,551-55.0% | $273,972-74.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 8.63% | 30.74%-22.1pp | 32.23%-23.6pp | 41.46%-32.8pp |
| Employer contribution / active EE | $3,305 | $6,248-47.1% | $5,501-39.9% | $4,869-32.1% |
| Participant deferral / active EE | $6,466 | $5,550+16.5% | $4,871+32.7% | $5,287+22.3% |
| Admin fee / account holder | $363 | $15,560-97.7% | $13,028-97.2% | $10,133-96.4% |