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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,635 | $107,733-33.5% | $92,985-23.0% | $154,746-53.7% |
| Participation rate | 50.0% | 74.6%-24.6pp | 69.5%-19.5pp | 80.7%-30.7pp |
| Annual return | 14.23% | 30.39%-16.2pp | 27.99%-13.8pp | 172.34%-158.1pp |
| Employer contribution / active EE | $1,312 | $3,126-58.0% | $2,662-50.7% | $4,379-70.0% |
| Participant deferral / active EE | $2,337 | $5,053-53.8% | $4,377-46.6% | $6,730-65.3% |
| Admin fee / account holder | $4,128 | $11,369-63.7% | $9,463-56.4% | $14,365-71.3% |