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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,364 | $91,037-67.7% | $71,671-59.0% | $147,586-80.1% |
| Participation rate | 77.8% | 76.1%+1.7pp | 68.7%+9.0pp | 82.8%-5.1pp |
| Annual return | 8.95% | 20.48%-11.5pp | 20.65%-11.7pp | 578.59%-569.6pp |
| Employer contribution / active EE | $1,341 | $3,327-59.7% | $2,460-45.5% | $4,876-72.5% |
| Participant deferral / active EE | $2,504 | $4,498-44.3% | $3,438-27.2% | $5,439-54.0% |
| Admin fee / account holder | $22,630 | $8,613+162.8% | $5,558+307.1% | $10,886+107.9% |