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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,948 | $85,024-57.7% | $70,544-49.0% | $139,466-74.2% |
| Participation rate | 60.0% | 73.9%-13.9pp | 68.4%-8.4pp | 80.3%-20.3pp |
| Annual return | 50.37% | 30.39%+20.0pp | 32.79%+17.6pp | 373.66%-323.3pp |
| Employer contribution / active EE | $789 | $3,912-79.8% | $2,976-73.5% | $4,754-83.4% |
| Participant deferral / active EE | $1,279 | $5,891-78.3% | $4,568-72.0% | $6,712-80.9% |
| Admin fee / account holder | $624 | $8,928-93.0% | $6,427-90.3% | $11,409-94.5% |