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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,635 | $87,166-17.8% | $76,735-6.6% | $137,256-47.8% |
| Participation rate | 50.0% | 74.4%-24.4pp | 69.5%-19.5pp | 80.0%-30.0pp |
| Annual return | 14.23% | 26.50%-12.3pp | 29.77%-15.5pp | 220.34%-206.1pp |
| Employer contribution / active EE | $1,312 | $2,904-54.8% | $2,454-46.6% | $4,156-68.4% |
| Participant deferral / active EE | $2,337 | $4,726-50.6% | $4,088-42.8% | $6,407-63.5% |
| Admin fee / account holder | $4,128 | $8,403-50.9% | $7,189-42.6% | $12,270-66.4% |