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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,447 | $125,797-5.0% | $170,043-29.8% | $75,173+58.9% |
| Participation rate | 92.5% | 83.6%+8.9pp | 87.0%+5.5pp | 67.2%+25.3pp |
| Annual return | 30.04% | 27.20%+2.8pp | 53.40%-23.4pp | 160.72%-130.7pp |
| Employer contribution / active EE | $3,475 | $4,616-24.7% | $6,790-48.8% | $2,671+30.1% |
| Participant deferral / active EE | $19,766 | $6,838+189.1% | $10,410+89.9% | $4,126+379.0% |
| Admin fee / account holder | $13,779 | $8,177+68.5% | $12,824+7.4% | $5,651+143.8% |