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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,400 | $137,4140% | $189,537-27.5% | $85,847+60.1% |
| Participation rate | 83.9% | 84.6%-0.7pp | 87.8%-3.9pp | 69.3%+14.6pp |
| Annual return | 17.75% | 38.14%-20.4pp | 555.34%-537.6pp | 318.61%-300.9pp |
| Employer contribution / active EE | $1,601 | $4,344-63.2% | $6,161-74.0% | $2,565-37.6% |
| Participant deferral / active EE | $14,058 | $6,260+124.6% | $8,220+71.0% | $3,952+255.7% |
| Admin fee / account holder | $22,312 | $8,630+158.6% | $12,048+85.2% | $6,261+256.4% |