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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,752 | $110,083-13.9% | $151,645-37.5% | $68,490+38.3% |
| Participation rate | 84.6% | 84.0%+0.7pp | 87.5%-2.9pp | 67.9%+16.7pp |
| Annual return | -21.86% | -10.12%-11.7pp | 3.34%-25.2pp | -7.85%-14.0pp |
| Employer contribution / active EE | $2,031 | $4,470-54.6% | $6,165-67.1% | $2,597-21.8% |
| Participant deferral / active EE | $15,698 | $6,526+140.5% | $8,363+87.7% | $4,028+289.7% |
| Admin fee / account holder | $4,025 | $7,718-47.8% | $11,614-65.3% | $5,403-25.5% |