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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,191 | $177,156-89.2% | $147,027-86.9% | $154,746-87.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 20.57% | 21.94%-1.4pp | 20.23%+0.3pp | 172.34%-151.8pp |
| Employer contribution / active EE | $5,216 | $4,336+20.3% | $3,626+43.9% | $4,379+19.1% |
| Participant deferral / active EE | $11,239 | $5,797+93.9% | $4,933+127.8% | $6,730+67.0% |
| Admin fee / account holder | $6,835 | $14,904-54.1% | $12,223-44.1% | $14,365-52.4% |