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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,191 | $212,777-91.0% | $173,703-89.0% | $198,609-90.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 20.57% | 18.82%+1.8pp | 17.46%+3.1pp | 202.70%-182.1pp |
| Employer contribution / active EE | $5,216 | $5,214+0.1% | $4,288+21.7% | $5,055+3.2% |
| Participant deferral / active EE | $11,239 | $5,697+97.3% | $4,854+131.5% | $6,977+61.1% |
| Admin fee / account holder | $6,835 | $19,536-65.0% | $15,562-56.1% | $19,030-64.1% |