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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,701 | $114,130-22.3% | $96,192-7.8% | $167,553-47.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 9.99% | 190.07%-180.1pp | 192.09%-182.1pp | 478.89%-468.9pp |
| Employer contribution / active EE | $3,065 | $3,431-10.7% | $2,799+9.5% | $4,840-36.7% |
| Participant deferral / active EE | $15,680 | $5,198+201.7% | $4,351+260.4% | $6,343+147.2% |
| Admin fee / account holder | $423 | $6,901-93.9% | $5,539-92.4% | $12,316-96.6% |