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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,385 | $104,953-79.6% | $84,637-74.7% | $152,909-86.0% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 18.60% | 373.94%-355.3pp | 258.82%-240.2pp | 345.46%-326.9pp |
| Employer contribution / active EE | $8,237 | $3,304+149.3% | $2,653+210.4% | $4,764+72.9% |
| Participant deferral / active EE | $16,607 | $4,691+254.1% | $3,900+325.8% | $5,851+183.8% |
| Admin fee / account holder | $947 | $6,244-84.8% | $4,914-80.7% | $11,601-91.8% |