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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,385 | $104,907-79.6% | $84,610-74.7% | $152,870-86.0% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.4%+17.6pp |
| Annual return | 18.60% | 373.79%-355.2pp | 258.74%-240.1pp | 345.34%-326.7pp |
| Employer contribution / active EE | $8,237 | $3,301+149.5% | $2,652+210.6% | $4,763+72.9% |
| Participant deferral / active EE | $16,607 | $4,688+254.3% | $3,899+326.0% | $5,850+183.9% |
| Admin fee / account holder | $947 | $6,241-84.8% | $4,912-80.7% | $11,597-91.8% |