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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,543 | $95,188-82.6% | $76,518-78.4% | $135,380-87.8% |
| Participation rate | 37.5% | 74.4%-36.9pp | 68.0%-30.5pp | 82.6%-45.1pp |
| Annual return | 0.00% | 4.85%-4.9pp | -0.27%+0.3pp | 519.81%-519.8pp |
| Employer contribution / active EE | $2,256 | $3,303-31.7% | $2,647-14.8% | $4,779-52.8% |
| Participant deferral / active EE | $3,967 | $4,640-14.5% | $3,836+3.4% | $5,609-29.3% |
| Admin fee / account holder | $8 | $6,249-99.9% | $4,849-99.8% | $10,828-99.9% |