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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,204 | $76,407+35.1% | $150,298-31.3% | $82,448+25.2% |
| Participation rate | 90.2% | 66.4%+23.8pp | 77.8%+12.5pp | 68.1%+22.2pp |
| Annual return | 14.89% | 39.99%-25.1pp | 62.79%-47.9pp | 41.64%-26.8pp |
| Employer contribution / active EE | $6,874 | $2,614+163.0% | $4,154+65.5% | $2,551+169.5% |
| Participant deferral / active EE | $5,512 | $3,214+71.5% | $5,453+1.1% | $4,139+33.2% |
| Admin fee / account holder | $3,245 | $6,352-48.9% | $14,116-77.0% | $7,234-55.1% |