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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,128 | $185,312-64.9% | $161,489-59.7% | $154,746-57.9% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 16.21% | 103.84%-87.6pp | 89.72%-73.5pp | 172.34%-156.1pp |
| Employer contribution / active EE | $2,010 | $4,769-57.9% | $4,268-52.9% | $4,379-54.1% |
| Participant deferral / active EE | $5,050 | $6,350-20.5% | $5,630-10.3% | $6,730-25.0% |
| Admin fee / account holder | $1,625 | $18,654-91.3% | $16,006-89.8% | $14,365-88.7% |