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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,222 | $175,231-73.1% | $149,696-68.5% | $139,466-66.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.21% | 166.77%-148.6pp | 134.46%-116.2pp | 373.66%-355.4pp |
| Employer contribution / active EE | $3,051 | $5,478-44.3% | $4,821-36.7% | $4,754-35.8% |
| Participant deferral / active EE | $8,185 | $6,521+25.5% | $5,682+44.0% | $6,712+21.9% |
| Admin fee / account holder | $1,447 | $16,155-91.0% | $13,212-89.0% | $11,409-87.3% |