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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,849 | $183,592-72.8% | $155,574-68.0% | $145,877-65.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.99% | 61.37%-46.4pp | 64.87%-49.9pp | 551.28%-536.3pp |
| Employer contribution / active EE | $2,943 | $5,317-44.6% | $4,676-37.1% | $4,663-36.9% |
| Participant deferral / active EE | $7,873 | $6,466+21.8% | $5,629+39.9% | $6,691+17.7% |
| Admin fee / account holder | $8,515 | $19,316-55.9% | $15,914-46.5% | $13,402-36.5% |