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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,265 | $185,312-5.4% | $161,489+8.5% | $154,746+13.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 21.44% | 103.84%-82.4pp | 89.72%-68.3pp | 172.34%-150.9pp |
| Employer contribution / active EE | $19,462 | $4,769+308.1% | $4,268+356.0% | $4,379+344.4% |
| Participant deferral / active EE | $18,496 | $6,350+191.3% | $5,630+228.5% | $6,730+174.8% |
| Admin fee / account holder | $4,238 | $18,654-77.3% | $16,006-73.5% | $14,365-70.5% |