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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,393 | $148,623-56.0% | $135,974-51.9% | $139,466-53.1% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 23.37% | 79.30%-55.9pp | 68.30%-44.9pp | 373.66%-350.3pp |
| Employer contribution / active EE | $1,748 | $5,246-66.7% | $4,859-64.0% | $4,754-63.2% |
| Participant deferral / active EE | $9,611 | $8,103+18.6% | $7,760+23.9% | $6,712+43.2% |
| Admin fee / account holder | $275 | $12,406-97.8% | $10,767-97.5% | $11,409-97.6% |