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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,393 | $148,582-56.0% | $135,942-51.9% | $139,456-53.1% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 23.37% | 79.26%-55.9pp | 68.28%-44.9pp | 373.45%-350.1pp |
| Employer contribution / active EE | $1,748 | $5,245-66.7% | $4,858-64.0% | $4,753-63.2% |
| Participant deferral / active EE | $9,611 | $8,101+18.6% | $7,759+23.9% | $6,711+43.2% |
| Admin fee / account holder | $275 | $12,402-97.8% | $10,764-97.4% | $11,407-97.6% |