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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,902 | $165,381-80.1% | $149,730-78.0% | $158,966-79.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.74% | 348.29%-341.6pp | 276.70%-270.0pp | 302.95%-296.2pp |
| Employer contribution / active EE | $3,143 | $5,104-38.4% | $4,645-32.3% | $4,762-34.0% |
| Participant deferral / active EE | $9,892 | $7,182+37.7% | $6,843+44.6% | $5,983+65.3% |
| Admin fee / account holder | $60,131 | $10,809+456.3% | $9,310+545.8% | $11,250+434.5% |