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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,991 | $183,539-48.8% | $155,556-39.6% | $145,897-35.6% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 15.96% | 61.31%-45.3pp | 64.84%-48.9pp | 552.29%-536.3pp |
| Employer contribution / active EE | $2,487 | $5,315-53.2% | $4,675-46.8% | $4,663-46.7% |
| Participant deferral / active EE | $7,802 | $6,467+20.6% | $5,631+38.6% | $6,689+16.6% |
| Admin fee / account holder | $2,717 | $19,275-85.9% | $15,885-82.9% | $13,390-79.7% |