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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,698 | $105,198-29.9% | $159,455-53.8% | $85,856-14.2% |
| Participation rate | 94.3% | 75.8%+18.5pp | 82.8%+11.5pp | 69.3%+25.0pp |
| Annual return | 17.57% | 45.08%-27.5pp | 263.63%-246.1pp | 318.58%-301.0pp |
| Employer contribution / active EE | $6,058 | $3,319+82.5% | $4,830+25.4% | $2,565+136.2% |
| Participant deferral / active EE | $8,712 | $5,946+46.5% | $7,353+18.5% | $3,952+120.4% |
| Admin fee / account holder | $1,103 | $6,934-84.1% | $10,800-89.8% | $6,261-82.4% |