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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,286 | $77,817-53.4% | $123,553-70.6% | $64,173-43.5% |
| Participation rate | 89.7% | 74.7%+15.0pp | 82.3%+7.4pp | 69.6%+20.1pp |
| Annual return | 11.33% | 12.49%-1.2pp | 119.21%-107.9pp | 7.63%+3.7pp |
| Employer contribution / active EE | $4,184 | $3,014+38.8% | $4,628-9.6% | $2,381+75.8% |
| Participant deferral / active EE | $6,871 | $5,240+31.1% | $6,426+6.9% | $3,470+98.0% |
| Admin fee / account holder | $341 | $5,519-93.8% | $9,284-96.3% | $4,887-93.0% |