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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,698 | $101,618-84.6% | $93,063-83.1% | $137,256-88.6% |
| Participation rate | 95.2% | 74.9%+20.3pp | 72.1%+23.1pp | 80.0%+15.3pp |
| Annual return | 18.52% | 223.95%-205.4pp | 34.15%-15.6pp | 220.34%-201.8pp |
| Employer contribution / active EE | $0 | $2,707-100.0% | $2,476-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $8,039 | $4,279+87.9% | $3,958+103.1% | $6,407+25.5% |
| Admin fee / account holder | $3,340 | $6,198-46.1% | $6,033-44.6% | $12,270-72.8% |