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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,409 | $34,932-55.9% | $56,441-72.7% | $74,546-79.3% |
| Participation rate | 14.4% | 32.9%-18.5pp | 52.5%-38.1pp | 67.2%-52.8pp |
| Annual return | 13.91% | 24.90%-11.0pp | 1704.21%-1690.3pp | 1366.03%-1352.1pp |
| Employer contribution / active EE | $306 | $608-49.7% | $1,039-70.5% | $2,624-88.3% |
| Participant deferral / active EE | $731 | $1,173-37.7% | $1,953-62.6% | $4,347-83.2% |
| Admin fee / account holder | $3,154 | $2,359+33.7% | $2,829+11.5% | $1,944+62.3% |