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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,917 | $165,381-53.5% | $149,730-48.6% | $158,966-51.6% |
| Participation rate | 70.0% | 84.6%-14.6pp | 82.5%-12.5pp | 82.0%-12.0pp |
| Annual return | 9.14% | 348.29%-339.2pp | 276.70%-267.6pp | 302.95%-293.8pp |
| Employer contribution / active EE | $5,677 | $5,104+11.2% | $4,645+22.2% | $4,762+19.2% |
| Participant deferral / active EE | $8,702 | $7,182+21.2% | $6,843+27.2% | $5,983+45.4% |
| Admin fee / account holder | $311 | $10,809-97.1% | $9,310-96.7% | $11,250-97.2% |