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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,185 | $135,956-80.7% | $123,894-78.9% | $273,972-90.4% |
| Participation rate | 88.9% | 84.1%+4.8pp | 81.4%+7.5pp | 83.0%+5.9pp |
| Annual return | 3.61% | 56.63%-53.0pp | 47.52%-43.9pp | 41.46%-37.8pp |
| Employer contribution / active EE | $61 | $5,170-98.8% | $4,617-98.7% | $4,869-98.7% |
| Participant deferral / active EE | $5,473 | $6,343-13.7% | $5,984-8.5% | $5,287+3.5% |
| Admin fee / account holder | $5,706 | $9,817-41.9% | $8,357-31.7% | $10,133-43.7% |