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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,598 | $138,078+84.4% | $125,363+103.1% | $134,509+89.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -6.03% | 750.49%-756.5pp | 572.15%-578.2pp | 418.13%-424.2pp |
| Employer contribution / active EE | $8,632 | $5,245+64.6% | $4,815+79.3% | $4,741+82.1% |
| Participant deferral / active EE | $6,379 | $7,800-18.2% | $7,447-14.3% | $6,400-0.3% |
| Admin fee / account holder | $3,127 | $11,566-73.0% | $10,005-68.7% | $11,427-72.6% |