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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,594 | $135,956-44.4% | $123,894-39.0% | $273,972-72.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 12.56% | 56.63%-44.1pp | 47.52%-35.0pp | 41.46%-28.9pp |
| Employer contribution / active EE | $16,335 | $5,170+216.0% | $4,617+253.8% | $4,869+235.5% |
| Participant deferral / active EE | $6,222 | $6,343-1.9% | $5,984+4.0% | $5,287+17.7% |
| Admin fee / account holder | $1,903 | $9,817-80.6% | $8,357-77.2% | $10,133-81.2% |