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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,142 | $90,590-60.1% | $90,782-60.2% | $135,380-73.3% |
| Participation rate | 54.5% | 83.7%-29.2pp | 82.7%-28.1pp | 82.6%-28.1pp |
| Annual return | -7.74% | -3.40%-4.3pp | -3.42%-4.3pp | 519.81%-527.5pp |
| Employer contribution / active EE | $2,090 | $4,352-52.0% | $4,105-49.1% | $4,779-56.3% |
| Participant deferral / active EE | $4,360 | $5,407-19.4% | $5,366-18.7% | $5,609-22.3% |
| Admin fee / account holder | $3,470 | $7,683-54.8% | $5,908-41.3% | $10,828-68.0% |