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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,929 | $114,199-31.8% | $119,237-34.6% | $167,553-53.5% |
| Participation rate | 83.3% | 83.7%-0.4pp | 82.7%+0.6pp | 82.1%+1.2pp |
| Annual return | 18.65% | 29.88%-11.2pp | 30.70%-12.0pp | 478.89%-460.2pp |
| Employer contribution / active EE | $3,253 | $4,480-27.4% | $4,383-25.8% | $4,840-32.8% |
| Participant deferral / active EE | $8,097 | $6,086+33.0% | $6,112+32.5% | $6,343+27.7% |
| Admin fee / account holder | $4,762 | $8,939-46.7% | $7,229-34.1% | $12,316-61.3% |