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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,449 | $84,464-48.6% | $61,399-29.2% | $134,509-67.7% |
| Participation rate | 10.5% | 62.2%-51.7pp | 52.6%-42.0pp | 81.2%-70.7pp |
| Annual return | -21.40% | 585.06%-606.5pp | 338.81%-360.2pp | 418.13%-439.5pp |
| Employer contribution / active EE | $87 | $1,545-94.4% | $1,159-92.5% | $4,741-98.2% |
| Participant deferral / active EE | $979 | $2,818-65.3% | $2,124-53.9% | $6,400-84.7% |
| Admin fee / account holder | $2,812 | $2,587+8.7% | $2,131+32.0% | $11,427-75.4% |