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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,125 | $108,212-81.4% | $77,513-74.0% | $158,966-87.3% |
| Participation rate | 12.5% | 64.4%-51.9pp | 54.2%-41.7pp | 82.0%-69.5pp |
| Annual return | 60.45% | 31.67%+28.8pp | 54.81%+5.6pp | 302.95%-242.5pp |
| Employer contribution / active EE | $398 | $1,325-69.9% | $987-59.6% | $4,762-91.6% |
| Participant deferral / active EE | $2,598 | $2,455+5.8% | $1,861+39.6% | $5,983-56.6% |
| Admin fee / account holder | $51 | $3,709-98.6% | $2,859-98.2% | $11,250-99.6% |