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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,469 | $178,174-94.7% | $156,181-93.9% | $137,256-93.1% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.8%+4.5pp | 80.0%+3.4pp |
| Annual return | 29.03% | 84.19%-55.2pp | 64.87%-35.8pp | 220.34%-191.3pp |
| Employer contribution / active EE | $1,390 | $4,972-72.0% | $4,294-67.6% | $4,156-66.6% |
| Participant deferral / active EE | $6,129 | $6,888-11.0% | $6,132-0.1% | $6,407-4.3% |
| Admin fee / account holder | $443 | $17,404-97.5% | $14,586-97.0% | $12,270-96.4% |