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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,450,574 | $162,136+794.7% | $152,301+852.4% | $154,746+837.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.02% | 91.02%-77.0pp | 80.50%-66.5pp | 172.34%-158.3pp |
| Employer contribution / active EE | $26,000 | $4,890+431.7% | $4,624+462.2% | $4,379+493.7% |
| Participant deferral / active EE | $22,257 | $8,341+166.8% | $8,004+178.1% | $6,730+230.7% |
| Admin fee / account holder | $15,543 | $15,759-1.4% | $14,398+8.0% | $14,365+8.2% |