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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,242 | $150,442+159.4% | $136,295+186.3% | $147,585+164.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.36% | 1049.09%-1034.7pp | 5155.97%-5141.6pp | 578.56%-564.2pp |
| Employer contribution / active EE | $16,103 | $5,256+206.4% | $4,695+242.9% | $4,876+230.2% |
| Participant deferral / active EE | $14,037 | $6,630+111.7% | $6,247+124.7% | $5,439+158.1% |
| Admin fee / account holder | $7,363 | $10,905-32.5% | $9,243-20.3% | $10,885-32.4% |