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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $986,014 | $148,623+563.4% | $135,974+625.2% | $139,466+607.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.14% | 79.30%-64.2pp | 68.30%-53.2pp | 373.66%-358.5pp |
| Employer contribution / active EE | $23,038 | $5,246+339.1% | $4,859+374.1% | $4,754+384.6% |
| Participant deferral / active EE | $23,750 | $8,103+193.1% | $7,760+206.1% | $6,712+253.8% |
| Admin fee / account holder | $13,562 | $12,406+9.3% | $10,767+26.0% | $11,409+18.9% |