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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,793 | $123,793-83.2% | $177,840-88.3% | $79,852-74.0% |
| Participation rate | 92.3% | 84.7%+7.7pp | 87.7%+4.6pp | 69.6%+22.7pp |
| Annual return | 15.80% | 22.82%-7.0pp | 48.32%-32.5pp | 31.72%-15.9pp |
| Employer contribution / active EE | $2,642 | $4,095-35.5% | $5,919-55.4% | $2,471+6.9% |
| Participant deferral / active EE | $4,305 | $5,956-27.7% | $7,714-44.2% | $3,740+15.1% |
| Admin fee / account holder | $1,753 | $7,243-75.8% | $12,431-85.9% | $5,306-67.0% |