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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,952 | $100,060-92.1% | $149,721-94.7% | $70,126-88.7% |
| Participation rate | 86.7% | 83.6%+3.1pp | 87.1%-0.4pp | 69.5%+17.1pp |
| Annual return | 0.00% | 27.46%-27.5pp | 1501.67%-1501.7pp | 73.15%-73.1pp |
| Employer contribution / active EE | $2,607 | $3,661-28.8% | $5,444-52.1% | $2,343+11.3% |
| Participant deferral / active EE | $4,328 | $4,982-13.1% | $6,568-34.1% | $3,332+29.9% |
| Admin fee / account holder | $344 | $8,285-95.8% | $11,282-97.0% | $4,645-92.6% |