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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,951 | $98,776+38.6% | $149,745-8.5% | $79,856+71.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 14.37% | 27.38%-13.0pp | 276.72%-262.4pp | 31.71%-17.3pp |
| Employer contribution / active EE | $11,931 | $3,217+270.8% | $4,646+156.8% | $2,471+382.8% |
| Participant deferral / active EE | $9,526 | $5,681+67.7% | $6,843+39.2% | $3,741+154.7% |
| Admin fee / account holder | $489 | $6,053-91.9% | $9,312-94.7% | $5,306-90.8% |