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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,922 | $157,304-16.8% | $141,197-7.3% | $152,909-14.4% |
| Participation rate | 95.8% | 84.8%+11.0pp | 82.5%+13.4pp | 82.5%+13.4pp |
| Annual return | 32.94% | 64.34%-31.4pp | 71.41%-38.5pp | 345.46%-312.5pp |
| Employer contribution / active EE | $12,438 | $5,263+136.4% | $4,736+162.6% | $4,764+161.1% |
| Participant deferral / active EE | $9,567 | $7,111+34.5% | $6,710+42.6% | $5,851+63.5% |
| Admin fee / account holder | $20,990 | $12,126+73.1% | $10,265+104.5% | $11,601+80.9% |