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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,835 | $150,447-21.7% | $136,298-13.5% | $147,586-20.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 13.64% | 1049.15%-1035.5pp | 5156.27%-5142.6pp | 578.59%-564.9pp |
| Employer contribution / active EE | $10,094 | $5,256+92.0% | $4,696+115.0% | $4,876+107.0% |
| Participant deferral / active EE | $8,386 | $6,631+26.5% | $6,247+34.2% | $5,439+54.2% |
| Admin fee / account holder | $21,226 | $10,906+94.6% | $9,244+129.6% | $10,886+95.0% |