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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,044 | $176,105-80.1% | $159,474-78.0% | $167,536-79.1% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 16.58% | 331.91%-315.3pp | 263.68%-247.1pp | 478.82%-462.2pp |
| Employer contribution / active EE | $1,615 | $5,299-69.5% | $4,831-66.6% | $4,839-66.6% |
| Participant deferral / active EE | $5,373 | $7,751-30.7% | $7,353-26.9% | $6,342-15.3% |
| Admin fee / account holder | $2,618 | $12,559-79.2% | $10,802-75.8% | $12,315-78.7% |